The 7 Best 100% Commission Real Estate Brokerages in Florida (2026)

If you are a licensed Florida real estate agent evaluating your brokerage options in 2026, you have more 100% commission choices than ever. But “100% commission” does not mean the same thing at every firm. Some charge monthly fees, some charge per-transaction fees paid by the agent, and some — like Agent Plus Realty — charge a flat fee that the client pays at closing. The differences add up to thousands of dollars per year.
This guide compares seven of Florida’s most prominent 100% commission brokerages based on publicly available fee schedules as of June 2026. Where a fee could not be independently verified from the brokerage’s own website, we note “confirm with brokerage” rather than guess.
The 7 Brokerages Compared
Data verified as of June 10, 2026
Competitor fees, plans, and policies were sourced from each brokerage's official website on the date above. Fees may change without notice. We recommend confirming current rates directly with each brokerage before making a decision.
| Brokerage | Per-Transaction Fee | Who Pays the Fee | Monthly Fees | E&O Insurance | Included Tech | Broker Access | New Agents? |
|---|---|---|---|---|---|---|---|
| Agent Plus Realty | $595 flat | Client pays at closing | $0 | Included | Dotloop Premium (free) | Direct phone/text to broker | Yes — mentorship included |
| LoKation Real Estate | $99/side (Blue) or $499/side (Silver) | Agent pays | $99/mo (Blue) or $0 (Silver, $99/yr) | Included | Sphere platform | Staff support + training | Yes |
| Florida Realty of Miami | $299 flat fee | Agent pays | $0 | Included | Training resources | Office-based support | Yes |
| Olympus Executive Realty | Confirm with brokerage | Agent pays | Confirm with brokerage | Confirm with brokerage | Various tools provided | Mentorship + training | No — experienced agents only |
| London Foster Realty | $199 per closing | Agent pays | $0 | Included in transaction fee | IDX website, headshots, business cards | Training + marketing director | Yes |
| Charles Rutenberg Realty | $250/txn + $50 E&O + $40 risk mgmt | Agent pays | $35/mo (Silver) or $75/mo (Gold) | $50/txn + $40 risk mgmt (separate) | CRM, training platform | Staff + mentor (new agents) | Yes — mentorship required (20% of first 3 deals) |
| Signature Realty Associates | Transaction cap — confirm with brokerage | Agent pays | Confirm with brokerage | Confirm with brokerage | Lead gen, TV marketing | Independent model | Yes |
Fee data sourced from each brokerage’s public website as of June 2026. Where fees are listed as “confirm with brokerage,” the specific amount was not publicly available at the time of writing. Always verify directly before making a decision.
1. Agent Plus Realty
Headquarters: Deerfield Beach, FL (second office in Fort Myers)
Model: 100% commission on residential sales, 80% on commercial and leases
Transaction fee: $595 — paid by the client on the HUD/closing statement, not by the agent
Monthly fees: $0
MLS access: Miami REALTORS®, BeachesMLS, SW Florida MLS, Stellar MLS
The key differentiator is who pays the transaction fee. At Agent Plus Realty, the $595 fee appears as a line item on the buyer’s or seller’s closing statement. The agent never writes a check to the brokerage. This means zero out-of-pocket cost per transaction for the agent — a structure that is rare among 100% commission brokerages.
Additional highlights: free Dotloop Premium for transaction management, direct phone/text access to Broker John Santos (no ticket system), and a mentorship program for newly licensed agents with no commission penalty. See the full 100% commission model breakdown.
2. LoKation Real Estate
Headquarters: Weston, FL (offices statewide)
Model: 100% commission, two plans
Blue Plan: $99/month + $99/transaction side — agent-paid
Silver Plan: $0/month ($99/year) + $499/transaction side — agent-paid
Additional: $50 quarterly compliance fee (FL agents), $199 startup
LoKation is one of the largest 100% brokerages in Florida with a well-known brand. Their “Sphere” online office provides training, CRM integration, and marketing tools. The Blue Plan works well for active agents closing 6+ sides per year, while the Silver Plan suits part-timers. The main trade-off vs. Agent Plus: LoKation’s fees come out of the agent’s pocket at closing, whereas Agent Plus’s $595 is client-paid.
For a detailed head-to-head comparison, see Agent Plus Realty vs. LoKation Real Estate.
3. Florida Realty of Miami
Headquarters: Miami, FL
Model: 100% commission
Transaction fee: $299 flat fee per transaction (agent-paid)
Rental fee: Confirm with brokerage
Monthly fees: $0
A strong option for Miami-focused agents. The $299 flat transaction fee is among the more competitive in the Miami market, and the brokerage reports over 2,200 agents. E&O insurance is included. For a detailed comparison, see Agent Plus Realty vs. Florida Realty of Miami.
4. Olympus Executive Realty
Headquarters: Montverde, FL (Central Florida focus)
Model: 100% commission
Transaction fee: Confirm with brokerage (not publicly listed)
Monthly fees: Confirm with brokerage
Olympus is positioned for experienced agents and top producers. They do not onboard newly licensed agents, which limits their appeal for career-changers. They operate primarily in Central Florida (Orlando, Tampa, Kissimmee, Clermont). Their fee structure requires a direct conversation, which makes apples-to-apples comparison difficult.
5. London Foster Realty
Headquarters: South Florida (multiple offices)
Model: 100% commission
Transaction fee: $199 per sale closing — agent-paid
Monthly fees: $0
Included: E&O, headshots, business cards, IDX website, in-house escrow
London Foster’s $199 transaction fee is among the lowest in Florida. They include generous marketing support (headshots, cards, website) and in-house escrow. The trade-off is that the fee comes from the agent’s commission. A good option for agents who value included marketing collateral.
6. Charles Rutenberg Realty
Headquarters: Clearwater, FL (offices statewide)
Model: 100% commission, two plans
Silver Plan: $35/month + $250/transaction + $50 E&O + $40 risk management per transaction
Gold Plan: $75/month + $250 on first deal/month only + $50 E&O + $40 risk management per transaction
New agents: Must have a mentor (20% of gross commission on first 3 closings)
Charles Rutenberg is one of the oldest 100% brokerages in Florida with a large agent base. The Gold Plan benefits high-volume agents who close multiple deals per month. The new-agent mentorship requirement (20% of first 3 deals) is a significant cost compared to brokerages like Agent Plus that include mentorship at no additional charge.
7. Signature Realty Associates
Headquarters: Valrico, FL (Tampa Bay area)
Model: 100% commission with a transaction cap
Transaction fee: Confirm with brokerage (not publicly disclosed)
Monthly fees: Confirm with brokerage
Included: Free leads, digital marketing, TV marketing for listings
Signature has operated since 1996 and offers unique marketing perks like TV advertising for listings. Their “You Make It, You Keep It” philosophy aligns with the independent-agent model. Specific fee details require a direct inquiry.
Key Takeaways
- Who pays the fee matters most. Agent Plus Realty is the only brokerage in this comparison where the transaction fee is paid by the client at closing — not by the agent. This eliminates the agent’s per-deal cost entirely.
- Monthly fees add up. A $99/month fee is $1,188/year before you close a single deal. Brokerages with $0 monthly fees (Agent Plus, London Foster) remove this recurring expense.
- New agents should read the fine print. Olympus does not accept new licensees. Charles Rutenberg requires a 20% mentor split on your first 3 deals. Agent Plus and London Foster welcome new agents without production penalties.
- Run your own numbers. Use our commission splits comparison tool to see how different fee structures affect your annual income.
How to Choose
The best brokerage depends on your production level, geographic focus, and what support you need. Read our complete guide to choosing a brokerage in Florida. If you want to see the math at different production levels, our head-to-head comparisons break down the costs at 6, 12, and 24 transactions per year.
Frequently Asked Questions
What is the cheapest 100% commission brokerage in Florida?
London Foster’s $199 per-closing fee is the lowest published rate. However, Agent Plus Realty’s $595 fee is paid by the client, making the agent’s out-of-pocket cost $0 — in our view, the most cost-effective option for the agent.
Do all 100% commission brokerages charge the same way?
No. Some charge per-transaction flat fees, some charge monthly subscription fees, and some use hybrid models. The critical distinction is whether the fee comes from the agent’s commission or is charged to the client at closing.
Can new agents join a 100% commission brokerage?
Most brokerages on this list accept new agents. Olympus Executive Realty is the exception — they require prior closing experience. Charles Rutenberg requires a mentor split (20%) on your first 3 deals.
Which brokerage is best for part-time agents?
Brokerages with $0 monthly fees are ideal for part-time agents who may not close every month. Agent Plus Realty and London Foster charge no monthly fees. See our part-time agent guide for more.
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John Santos
Licensed Real Estate Broker \u00b7 CQ1048144
John Santos is the founder and licensed broker of Agent Plus Realty, a 100% commission brokerage serving 170+ agents across Florida.

