The 7 Best 100% Commission Real Estate Brokerages in Florida (2026)

If you are a licensed Florida real estate agent evaluating your brokerage options in 2026, you have more 100% commission choices than ever. But “100% commission” does not mean the same thing at every firm. Some charge monthly fees, some charge per-transaction fees paid by the agent, and some — like Agent Plus Realty — charge a per-side fee that the client pays at closing. The differences add up to thousands of dollars per year.

This guide compares seven 100% commission brokerages commonly considered by Florida agents, based on publicly available fee information as of June 2026. Where a fee could not be independently verified from the brokerage’s own website, we note “confirm with brokerage” rather than guess.

The 7 Brokerages Compared

1. Agent Plus Realty

Headquarters: Deerfield Beach, FL (second office in Fort Myers)
Model: 100% commission on residential sales, 80% on commercial and leases
Transaction fee: $595 — typically charged to the client on the closing statement where permitted, agreed, and applicable
Monthly fees: $0
MLS access: Miami REALTORS®, BeachesMLS, SW Florida MLS, Stellar MLS

The key differentiator is who pays the transaction fee. At Agent Plus Realty, the $595 fee appears as a line item on the buyer’s or seller’s closing statement. Agent out-of-pocket cost may be $0 when the $595-per-side residential transaction fee is collected from the client at closing as described. Actual outcome depends on transaction documents, closing-statement treatment, brokerage agreement terms, file compliance, and applicable law.

Additional highlights: Dotloop Premium (included) for transaction management, direct phone/text access to Broker John Santos (no ticket system), and a mentorship program for newly licensed agents (when mentorship applies, the fee is 20% of the commission). See the full 100% commission model breakdown.

2. LoKation Real Estate

Headquarters: Weston, FL (offices statewide)
Model: 100% commission, two plans
Blue Plan: $99/month + $99/transaction side — agent-paid
Silver Plan: $0/month ($99/year) + $499/transaction side — agent-paid
Additional: $50 quarterly compliance fee (FL agents), $199 startup

LoKation is one of the largest 100% brokerages in Florida with a well-known brand. Their “Sphere” online office provides training, CRM integration, and marketing tools. The Blue Plan works well for active agents closing 6+ sides per year, while the Silver Plan suits part-timers. The main trade-off vs. Agent Plus: LoKation’s fees come out of the agent’s pocket at closing, whereas Agent Plus Realty’s $595 per-side fee is typically charged to the client at closing where permitted, agreed, and applicable.

For a detailed head-to-head comparison, see Agent Plus Realty vs. LoKation Real Estate.

3. Florida Realty of Miami

Headquarters: Miami, FL
Model: 100% commission
Transaction fee: $299 per-transaction fee per transaction (agent-paid)
Rental fee: Confirm with brokerage
Monthly fees: $0

A strong option for Miami-focused agents. The $299 flat transaction fee is among the more competitive in the Miami market, and the brokerage reports over 2,200 agents. For a detailed comparison, see Agent Plus Realty vs. Florida Realty of Miami.

4. Olympus Executive Realty

Headquarters: Montverde, FL (Central Florida focus)
Model: 100% commission
Transaction fee: Confirm with brokerage (not publicly listed)
Monthly fees: Confirm with brokerage

Olympus is positioned for experienced agents and top producers. They do not onboard newly licensed agents, which limits their appeal for career-changers. They operate primarily in Central Florida (Orlando, Tampa, Kissimmee, Clermont). Their fee structure requires a direct conversation, which makes apples-to-apples comparison difficult.

5. London Foster Realty

Headquarters: South Florida (multiple offices)
Model: 100% commission
Transaction fee: $199 per sale closing — agent-paid
Monthly fees: $0
Included: E&O, headshots, business cards, IDX website, in-house escrow

London Foster’s $199 transaction fee is among the lowest in Florida. They include generous marketing support (headshots, cards, website) and in-house escrow. The trade-off is that the fee comes from the agent’s commission. A good option for agents who value included marketing collateral.

6. Charles Rutenberg Realty

Headquarters: Clearwater, FL (offices statewide)
Model: 100% commission, two plans
Plans: CRR operates regional offices (Tampa Bay, Orlando, Fort Lauderdale) with differing fee schedules. Published examples as of June 2026: Tampa Bay lists $35/mo (Silver) or $75/mo (Gold) with a $250 transaction fee plus separate E&O and risk-management fees; the Orlando office lists $100/mo dues with $325 on the first transaction each month and $50 on others. Confirm current rates with your local CRR office.
New agents: Must have a mentor (20% of gross commission on first 3 closings)

Charles Rutenberg is one of the oldest 100% brokerages in Florida with a large agent base. The Gold Plan benefits high-volume agents who close multiple deals per month. The new-agent mentorship requirement (20% of first 3 deals) is a significant cost. Note: At Agent Plus Realty, newer agents may also be subject to mentorship requirements. When mentorship applies, the mentorship fee is 20% of commission.

7. Signature Realty Associates

Headquarters: Valrico, FL (Tampa Bay area)
Model: 100% commission with a transaction cap
Transaction fee: Confirm with brokerage (not publicly disclosed)
Monthly fees: Confirm with brokerage
Included: Free leads, digital marketing, TV marketing for listings

Signature has operated since 1996 and offers unique marketing perks like TV advertising for listings. Their “You Make It, You Keep It” philosophy aligns with the independent-agent model. Specific fee details require a direct inquiry.

Key Takeaways

• Who pays the fee matters most. Based on the fee schedules each brokerage published as of June 10, 2026, Agent Plus Realty is the only brokerage in this comparison whose transaction fee is charged to the client at closing rather than paid by the agent. This may result in $0 agent out-of-pocket cost per transaction when the fee is collected from the client at closing as described.
• Monthly fees add up. A $99/month fee is $1,188/year before you close a single deal. Brokerages with $0 monthly fees (Agent Plus, London Foster) remove this recurring expense.
• New agents should read the fine print. Olympus does not accept new licensees. Charles Rutenberg requires a 20% mentor split on your first 3 deals. Agent Plus welcomes new agents (newer agents may be subject to mentorship requirements — when mentorship applies, the mentorship fee is 20% of commission). London Foster also accepts new licensees.
• Run your own numbers. Use our commission splits comparison tool to see how different fee structures affect your annual income.

How to Choose

The best brokerage depends on your production level, geographic focus, and what support you need. Read our complete guide to choosing a brokerage in Florida. If you want to see the math at different production levels, our head-to-head comparisons break down the costs at 6, 12, and 24 transactions per year.

Frequently Asked Questions

Which 100% commission brokerage costs the agent the least?

London Foster’s $199 per-closing fee is the lowest published agent-paid rate. However, Agent Plus Realty’s $595-per-side fee is typically charged to the client on the closing statement where permitted, agreed, and applicable — meaning the agent’s out-of-pocket cost may be $0 when collected from the client as described. In our view, this is the most cost-effective structure for the agent.

Do all 100% commission brokerages charge the same way?

No. Some charge per-transaction fees, some charge monthly subscription fees, and some use hybrid models. The critical distinction is whether the fee comes from the agent’s commission or is charged to the client at closing.

Can new agents join a 100% commission brokerage?

Most brokerages on this list accept new agents. Olympus Executive Realty is the exception — they require prior closing experience. Charles Rutenberg requires a mentor split (20%) on your first 3 deals.

Which brokerage is best for part-time agents?

Brokerages with $0 monthly fees are ideal for part-time agents who may not close every month. Agent Plus Realty and London Foster charge no monthly fees. See our part-time agent guide for more.

Questions to Ask Any Brokerage Before You Switch

Before committing to any brokerage — including Agent Plus Realty — ask these questions and get the answers in writing:

1. Who pays the transaction fee — the agent, the client, or another party? Is the fee disclosed on the closing statement?
2. What monthly, annual, desk, franchise, or technology fees apply — and do they apply in months you don’t close?
3. How is E&O insurance handled and what does it cost?
4. Are there separate compliance, risk-management, or marketing fees?
5. Which tools (transaction management, CRM, website) are included, and which are paid upgrades?
6. What does mentorship cost for new agents? Is there a production penalty or commission share?
7. What happens to your pending transactions if you leave? Are there onboarding, transfer, or departure fees?

We’re happy to answer every one of these about Agent Plus Realty — call or text the broker directly.

AGENT PLUS REALTY, LLC · Licensed Florida Real Estate Brokerage · CQ1048144