Agent Plus Realty vs. LoKation Real Estate: Which 100% Brokerage Saves You More?

Agent Plus Realty and LoKation Real Estate are two of the most recognized 100% commission brokerages in Florida. Both promise you keep your full commission. But the fee structures are meaningfully different — and those differences compound over a year of closings. This comparison breaks down the real costs at 6, 12, and 24 transactions per year.
Fee Structure at a Glance
Data verified as of June 10, 2026
Competitor fees, plans, and policies were sourced from each brokerage's official website on the date above. Fees may change without notice. We recommend confirming current rates directly with each brokerage before making a decision.
| Feature | Agent Plus Realty | LoKation (Blue Plan) | LoKation (Silver Plan) |
|---|---|---|---|
| Transaction fee | $595/side (typically client-charged) | $99/side (agent-paid) | $499/side (agent-paid) |
| Monthly fee | $0 | $99/month | $0 ($99/year) |
| Startup cost | $0 | $199 | $199 |
| Quarterly compliance (FL) | $0 | $50/quarter | $50/quarter |
| E&O insurance | Included | Confirm with brokerage | Confirm with brokerage |
| Transaction management | Dotloop Premium (included) | Sphere platform | Sphere platform |
| Broker access | Direct phone/text | Staff + broker support | Staff + broker support |
Annual Cost Comparison: The Real Numbers
Assuming single-sided transactions (one side per deal). LoKation Blue Plan used as the most common comparison.
| Annual Transactions | Agent Plus (Agent Cost) | LoKation Blue (Agent Cost) | Difference |
|---|---|---|---|
| 6 transactions | $0* | $1,982† | You save $1,982† |
| 12 transactions | $0* | $2,576 | You save $2,576 |
| 24 transactions | $0* | $3,764 | You save $3,764 |
† Year-2 recurring cost (excludes the $199 one-time startup). Year 1, including startup, is $2,181.
How We Calculated LoKation Blue Plan Costs
- 6 transactions: $199 startup + ($99 × 12 months) + ($99 × 6 sides) + ($50 × 4 quarters) = $199 + $1,188 + $594 + $200 = $2,181. Year 2 (no startup): $1,982
- 12 transactions: $1,188 + ($99 × 12) + $200 = $2,576
- 24 transactions: $1,188 + ($99 × 24) + $200 = $3,764
Agent Plus Realty’s $595 per-side fee is typically charged to the client on the closing statement where permitted, agreed, and applicable. Agent out-of-pocket cost may be $0 when the fee is collected from the client at closing as described. Actual outcome depends on transaction documents, closing-statement treatment, and applicable agreement terms.
AGENT PLUS REALTY, LLC's standard residential transaction fee is $595 per side and is typically charged to the client on the closing statement where permitted, agreed, and applicable. Agent out-of-pocket cost may be $0 when the fee is collected from the client at closing as described. Actual outcome depends on transaction documents, closing-statement treatment, brokerage agreement terms, and applicable law.
This comparison was prepared by AGENT PLUS REALTY, LLC, a licensed Florida real estate brokerage and a competitor of the companies listed. Fee and plan information for other brokerages was collected from each brokerage's own public website on June 10, 2026 and documented with source records. Where a brokerage does not publish a fee, we say so rather than estimate. Rankings and commentary reflect our editorial opinion about which models offer agents the most favorable economics; they are not endorsements by, or affiliations with, any listed company. Fees and plans change — confirm current terms directly with each brokerage before making a decision.
Where Each Brokerage Excels
Agent Plus Realty Strengths
- Potential $0 agent out-of-pocket cost per transaction* — a significant financial advantage
- Direct phone/text access to Broker John Santos — no ticket system
- Dotloop Premium (included) for all agents
- Access to 4 MLS systems (Miami REALTORS®, BeachesMLS, SW Florida MLS, Stellar MLS)
- New agent mentorship available (when mentorship applies, the fee is 20% of commission)
LoKation Real Estate Strengths
- Large brand presence across Florida with multiple office locations
- Sphere online platform with built-in CRM and marketing tools
- Extensive training library (in-person, remote, on-demand)
- Silver Plan option for low-volume or part-time agents ($0/month)
The Bottom Line
Both are legitimate 100% commission brokerages with solid support. The decision comes down to cost structure: if you want to eliminate all out-of-pocket brokerage costs, Agent Plus Realty’s model (where the fee is typically charged to the client at closing) is, in our view, the strongest cost advantage available. If you value a large-office environment and are comfortable paying monthly + per-transaction fees from your commission, LoKation is a strong choice.
Run your own numbers with our commission splits comparison.
Frequently Asked Questions
What is the agent’s out-of-pocket cost at Agent Plus Realty?
Agent out-of-pocket cost may be $0 when the $595-per-side fee is collected from the client at closing as described in the agreement. Actual outcome depends on transaction documents, closing-statement treatment, and applicable agreement terms. There are no required monthly fees, desk fees, or startup costs.
Does LoKation charge more for luxury transactions?
LoKation’s per-side fee is the same regardless of sale price ($99 on Blue, $499 on Silver). However, the monthly and compliance fees add up independently of transaction value.
Which brokerage is better for a new agent?
Both accept new agents. Agent Plus offers a mentorship program for newer agents. Newer agents may be subject to mentorship requirements. When mentorship applies, the mentorship fee is 20% of the commission. LoKation provides training through Sphere. Based on the published fees, the financial advantage is with Agent Plus — a new agent closing 4 deals in their first year saves approximately $1,500+ compared to LoKation Blue Plan.
Ready to Compare for Yourself?
See the full 100% commission model and calculate your savings.
Savings comparisons are illustrations based on the stated assumptions; actual results depend on your production, transaction mix, brokerage agreement, and market.
AGENT PLUS REALTY, LLC · Licensed Florida Real Estate Brokerage · CQ1048144
Disclaimer
This article is for informational purposes only and does not constitute legal, tax, or financial advice. Commission structures, fees, and brokerage terms described here apply to Agent Plus Realty and may differ from other brokerages. “100% commission” refers to residential sales transactions; commercial and leasing transactions are paid at an 80/20 split. The $595 transaction fee is typically charged to the client on the closing statement where permitted and applicable. Consult a qualified professional for advice specific to your situation.

John Santos
Licensed Broker, Agent Plus Realty · CQ1048144
John Santos is the founder and licensed broker of Agent Plus Realty, a 100% commission brokerage serving 167 agents across Florida.


